ABOUT YOUR MEDICAL PLAN
Your health benefits provide you with valuable insurance coverage, are a key part of your total rewards, and play an important role in keeping you and your family healthy and well.

Samuel’s benefits program provides three main pillars of coverage:

Medical Plan Choice – Three medical options with different deductibles and premium levels, to provide you with meaningful choice based on your coverage needs and personal circumstances. All three medical plans include dental and vision coverage. You are not able to elect dental or vision coverage without electing a medical plan;

Core Benefits for disability, life and accident insurance – provided by Samuel at no cost to you – for basic protection against potential catastrophic events; and

Voluntary Insurance to provide flexibility for employees and their families who may need extra coverage.

Medical Coverage Options
MEDICAL PLAN #1:
HIGH DEDUCTIBLE HEALTH PLAN (HDHP)
Dental and Vision included with each Medical Plan
Health Savings Account (HSA)
Dependent Care FSA
MEDICAL PLAN #2:
HIGH DEDUCTIBLE PPO
Dental and Vision included with each Medical Plan
Health Care and Dependent Care Flexible Spending Account (FSA)
MEDICAL PLAN #3:
PREMIUM PPO
Dental and Vision included with each Medical Plan
Health Care and Dependent Care Flexible Spending Account (FSA)
MEDICAL OPT-OUT INCENTIVE
$2,000 ANNUALLY
Health Care and Dependent Care Flexible Spending Account (FSA)
Dental and Vision included with each Medical Plan
N/A
Health Savings Account (HSA)
N/A
Dependent Care FSA
Health Care and Dependent Care Flexible Spending Account (FSA)
+
CORE COVERAGE
Short-term Disability (STD), Long-term Disability (LTD), Basic Life, Basic Accidental Death & Dismemberment (AD&D)
+
VOLUNTARY BENEFITS
Life, AD&D, Accident, Critical Illness, Hospital Indemnity

Did you know?

Medical Option #1: High Deductible Health Plan (HDHP) includes a Health Savings Account (HSA) for some extra flexibility in how you pay for benefits. Samuel pays 100% of the premiums for your HDHP – meaning zero dollars are deducted from your paycheck for medical coverage!


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